Savings bonds, which are meant specifically for individuals are deposit certificates issued by a bank as an acknowledgement of its debt with the holder and a promise to pay the debt and the accrued interest at a fixed date.
Time Deposits may be nominative or numbered.

Advantages 

• The Savings bond is not subject to the Proportional Tax on Income Floating Capital-PTIFC.

• vous évitez de grever votre épargne en la rendant inaccessible;

Key features

•Minimum amount: CFA 10 000 000 Frs.

• Minimum period: 3 months; Maximum period: 2 years

• Interest rate : 4,25%

• Interests : payable before or after maturity date

Taxation

• Interests are not subject to the Proportional Tax on Income Floating Capital-PTIFC.

Subscription requirements

• You are not required to hold an account.

•In case you don’t hold an account: deposit your money at our counters.

In case you hold an account, report to the Commitments Secretariat, produce the account document (Bank Card, savings book, etc.) and fill in the required slip. You will be given an appointment to collect your savings bond.