I-Card is an electronic purse based on chip card technology. This payment device also serves as a means to secure your money.

How does it work?

The card is protected by a secret pin code known only by its holder. Upon subscription, your card is automatically credited up to the amount paid in addition to the required fees and you can use it to purchase items.
Then, credit your I-card at any moment from our bank counters using the loading method you chose when subscribing, that is cash load or autoload.

Cashload method: You are not required to hold an account. Report to one of our dedicated counters and handle your cash to the attending agent who shall perform the loading operation.

Autoload method: You are required to hold an account with First Bank. When subscribing, you are expected to specify the amount to be debited from your account at a choosen frequency. You can then report to our counters at any moment to reload your I-card with an amount less or equal to the amount specified at subscription.

You may also withdraw money from your card. This is called cashback. Report to one of our counters with your I-card and NIC. Fill-in a withdrawal slip and cash your money.

What are the advantages of I-Card?

I-Card means:

Security
No more handling of cash. Your money is contained in a chip card protected by a personal access code
In the event of loss or theft, you may apply for a new card and the bank will see to it that your credit balance is transferred to the new card.

Flexibility
- Easy to handle: I-card frees you from balance problems very common at counters;
- you pay to the nearest franc… that is you pay exactly the amount displayed on the screen;
- you control your expenses: no more impulse or casual purchase;
- Time sparing : you avoid excessively long queues at store counters ;
- I-card is very handy as you can easily slip it inside your pocket;
- you avoid counterfeit money and mutilated notes.

Confidentiality
Your PIN code is strictly personal. All your payment or encashment operations remain entirely confidential.